Pawn Loans & Cash Advance in Grand Island, NE
645 South Locust Street
Grand Island, NE 68801
Phone: (402) 477-5692
| Monday - Saturday | 9:00 AM - 7:00 PM |
|---|---|
| Sunday | Closed |
Approval not guaranteed. Requests are reviewed and lenders may verify your information.
Looking for a pawn shop in Grand Island or a gold buyer you can count on? Express Pawn at 645 South Locust Street makes pawn loans on items you own, buys and sells goods, and pays cash for gold jewelry and coins at fair market prices. Our store is part of the Payday Express family, so the same team can also talk through payday loans Grand Island residents ask about when a bill comes due early.
Walk-in customers are welcome Monday through Saturday, 9 AM to 7 PM. Call the store to confirm today's hours before you make the trip. If you need a cash advance in Grand Island, we will lay out the full cost and repayment date before you agree to anything, so you leave knowing exactly what you signed.
Services at 645 South Locust Street
Here is what you can do at our Grand Island store, from pawn loans and gold buying to payday loans, check cashing and money services.
Pawn Loans
Leave an item you own as collateral and borrow cash against its value. You get a hold period to repay and buy the item back. If the loan is not repaid, the item is forfeited. Bring the item in during store hours so we can look it over with you.
Cash for Gold
Bring in gold jewelry or coins and sell them for cash at fair market prices. We will show you how we reached the offer so you can decide with confidence.
Cash Advance
A cash advance can help you cover an expense between paychecks. Ask our team to show you the repayment terms in writing before you accept any amount.
Payday Loans
Payday loans in Nebraska are delayed deposit services licensed by the Nebraska Department of Banking and Finance, and the APR is capped at 36%. Approval is not guaranteed, because every request is reviewed first.
Check Cashing
We cash payroll, personal, government, insurance and tax refund checks. We do not hold your check for a set number of days, and we can cash it when your bank is closed.
Paycheck Advance
Get part of your upcoming paycheck early with a paycheck advance. A check stub and a recent bank statement help us review your request faster.
Wire Transfers, Money Orders & Bill Pay
Send a wire transfer, buy a money order or pay a bill during the same visit, all at one counter.
Get cash in 3 steps
- 1
Start a short online request or walk in to our Locust Street store.
- 2
We review your request or item. Starting online has no hard credit check to see your options, though lenders may still verify information and check credit.
- 3
Get your cash in store when approved, or complete your pawn loan or gold sale on the spot.
What to bring
- Check Stub
- Bank Statement
- Valid ID
- Checking Account
- Valid Driver's License
- A Job
Questions about a specific check or document? Call (402) 477-5692 before you come in.
Why Grand Island customers choose Express Pawn
Express Pawn is part of the Payday Express family of stores, which has been in business since 1997. In Grand Island, our goal is simple: make a fair offer on what you bring in and explain every option before you commit.
Neighbors come to us for different reasons. Some need a loan against an item they plan to reclaim. Others want to sell something they no longer use, or turn old gold into cash. Each visit gets the same careful attention. You can ask questions at the counter, take your time reading any paperwork, and leave without pressure if the numbers do not work for your budget this week.
- Pawn loans on items you own
- Buying and selling of goods
- Cash for gold jewelry and coins at fair market prices
- Check cashing when your bank is closed
- Privacy: we won't share your information without your knowledge and consent
Nebraska payday loan rules in plain English
Payday loans in Nebraska are delayed deposit services licensed by the Nebraska Department of Banking and Finance. Since voters approved Initiative 428 in November 2020, delayed deposit loans in Nebraska are capped at 36% APR. Any loan above that cap is void.
Before you sign, read every term and ask us to walk you through the total repayment. The same cap applies at every licensed store in the state, so you can compare terms with confidence wherever you shop. You can check licensing and consumer information directly with the Nebraska Department of Banking and Finance.
Serving Grand Island, Hall County and nearby towns
Our Locust Street store serves all of Grand Island and the wider Hall County area, whether you are heading in from a farm road or from a house across town. It is an easy stop for people in Alda and Wood River, too, so you do not have to live downtown to use our services.
If you want to compare our other locations, browse the locations page. You can also reach our team through the contact page with questions before your visit.
What it costs and smarter alternatives
Before you agree to any loan, ask for the total cost in writing and confirm the exact due date. Borrow only what you can repay from your next paycheck, and walk away from any loan that would strain your budget.
A pawn loan works best for something you already own and can afford to repay. Think about how much you can realistically repay in two weeks, then compare the cost of each choice against that number. Before you borrow, compare these options:
- Call your creditor and ask about a payment plan or a new due date
- Ask a local credit union about small-dollar loans
- Look into community assistance programs that help with bills
Grand Island FAQ
Where can I get a pawn shop loan in Grand Island?
Express Pawn at 645 South Locust Street offers pawn loans on items you own. Bring the item in during store hours and our team will explain the loan before you agree to anything.
Do you buy gold in Grand Island?
Yes. We pay cash for gold jewelry and coins at fair market prices. Bring what you want to sell and we will explain how we reached our offer.
Where can I get a cash advance in Grand Island?
Visit our Locust Street store or start a short online request. Nebraska payday loans are capped at 36% APR, and approval is not guaranteed.
Is approval guaranteed?
No. Every request is reviewed, and approval is not guaranteed. We will tell you clearly what we can offer and what it will cost.
How does a pawn loan work?
You leave an item with us as collateral and receive cash for the loan. You can repay during the hold period and take your item back. If the loan is not repaid, the item is forfeited.
Do you do a hard credit check?
Starting a request online gives you no hard credit check to see your options. Lenders may still verify your information and check credit before any loan is final.
Other stores near Grand Island
See all Payday Express, Advanced Cash and Express Pawn locations
Ready for a payday loan or cash advance in Grand Island? Start a request online or call the store.
Payday loans are short-term loans regulated in Nebraska by the Nebraska Department of Banking and Finance. Approval is not guaranteed; amounts, fees and terms depend on eligibility and state law. Nebraska caps payday (delayed deposit) loans at 36% APR.