Payday Loans & Cash Advance in South Lincoln
1010 South Street, Suite B
Lincoln, NE 68502
Phone: (402) 476-7212
| Monday - Saturday | 9:00 AM - 7:00 PM |
|---|---|
| Sunday | Closed |
Approval not guaranteed. Requests are reviewed and lenders may verify your information.
Advanced Cash at 1010 South Street, Suite B, serves south Lincoln with check cashing, payday loans, cash advances, and paycheck advances. Payday Express, the family of stores Advanced Cash belongs to, has been in business since 1997, and this office follows the same approach that customers have come to expect across the family.
Looking for payday loans in south Lincoln that come with a clear explanation? Our team walks you through the numbers before you decide anything. You can also start a short online request through our secure form and talk with us about the next step. If you need a cash advance Lincoln families can use between paychecks, stop by during our regular hours and we will sort out your options together.
Services at 1010 South Street, Suite B
Here is what our South Street office handles every day, from quick cash advances to check cashing and money services.
Payday Loans
Payday loans here are delayed deposit services licensed in Nebraska and capped at 36% APR under Initiative 428, which voters approved in November 2020. Approval is not guaranteed, and each request gets a full review.
Cash Advance
A cash advance gives you a small amount of money to bridge the time until your next pay date. Ask for the full cost in plain numbers before you agree to anything.
Check Cashing
Bring in payroll, personal, government, insurance, or tax refund checks and we will cash them. Your check is never held for a set number of days, and we can cash it even when your bank has closed for the day.
Paycheck Advance
A paycheck advance lets you get part of your upcoming paycheck early. Bring your check stub so we can look at your pay schedule with you.
Wire Transfers, Money Orders & Bill Pay
Wire transfers, money orders, and bill pay are all handled at this counter, so you can pay a bill and send money in the same trip.
Get cash in 3 steps
- 1
Step 1: Begin a short online request through our secure form, or come in to the South Street office during business hours.
- 2
Step 2: Our team reviews the details. Checking your options does not involve a hard credit check, and it will not affect your score, but lenders in our network may verify information and check credit.
- 3
Step 3: When your request is approved, collect your cash at the counter the same day.
What to bring
- Check Stub
- Bank Statement
- Valid ID
- Checking Account
- Valid Driver's License
- A Job
Questions about a specific check or document? Call (402) 476-7212 before you come in.
What south Lincoln customers tell us they value
Many of our visitors are busy people who need an answer without a long wait. We keep our hours later than most banks, and we cash checks when your bank is closed. We also do not hold your check for a particular number of days, so the money you came for is not stuck waiting on us.
Your visit is easy to plan. Stop in during the week after work or on a Saturday morning, and expect a clear conversation about your options from start to finish.
- Open Monday through Saturday, 9 AM to 7 PM
- Payroll, personal, government, insurance, and tax refund checks accepted
- Friendly staff who explain each option before you commit
- Privacy protected: your information is not shared without your knowledge and consent
How Nebraska payday loan rules work
Nebraska treats payday loans as delayed deposit services, and the Nebraska Department of Banking and Finance licenses them. Under Initiative 428, approved by voters in November 2020, these loans carry a 36% APR cap. A loan that goes above that cap is void, which gives borrowers a firm limit to rely on.
The cap applies to the annual rate, so the best way to judge a loan is to look at the total amount due and the repayment date together. Ask our team to walk through both before you decide, and keep a copy of your paperwork for your records.
For official licensing information, visit the Nebraska Department of Banking and Finance.
Serving South Lincoln and the neighborhoods around it
The South Street office is a practical stop for people living in South Lincoln, Irvingdale, Everett, and the Near South area. If you are on your way home from work or running errands nearby, you can start your request online and finish the visit in person. Calling ahead is always a good idea so you know the store is ready for you.
Our team can also explain which documents to have ready, so you spend less time at the counter and more time on the decision in front of you.
Understanding the cost and choosing alternatives
Every short-term loan has a cost, and you should know it before you sign. Ask our team to show you the total amount due and the date it must be repaid. Borrow only what you can cover from your next paycheck, and plan for the rest of your month before you commit.
- Call a creditor to ask about a payment plan or a later due date
- Compare a small-dollar loan from a credit union
- Reach out to local community assistance programs for help with bills
Before you choose any path, add up your upcoming bills and compare them with your next paycheck. That simple check often shows whether a short-term loan fits or whether another option will serve you better.
South Lincoln FAQ
Can I get a payday loan in south Lincoln today?
You can start an online request today or visit our South Street office during business hours. Approval is not guaranteed, so every request is reviewed before a decision is made. Bring your paperwork and your questions, and we will go over both before you decide.
Where can I find a cash advance near South Lincoln?
Our office at 1010 South Street, Suite B, offers cash advances for customers around South Lincoln, Irvingdale, and Everett. Call (402) 476-7212 to confirm today's hours before you come in. The team can also tell you what paperwork to bring for your visit.
Do you do a hard credit check?
Checking your options with a short online request does not involve a hard credit check, and it won't affect your score. Lenders in our network may still verify information and check credit once a request is submitted. Our team can explain what they review if you ask.
Is approval guaranteed?
No. Each request is reviewed on its own, and approval is not guaranteed. Our staff will explain the outcome and the next steps clearly.
What do I need to bring?
Plan to bring a check stub, a recent bank statement, a valid ID, your checking account details, your valid driver's license, and information about your job. Organized paperwork makes the visit faster.
What are your hours?
We are open Monday through Saturday from 9 AM to 7 PM. Call the store to confirm today's hours before you visit.
Other stores near South Lincoln
See all Payday Express, Advanced Cash and Express Pawn locations
Ready for a payday loan or cash advance in South Lincoln? Start a request online or call the store.
Payday loans are short-term loans regulated in Nebraska by the Nebraska Department of Banking and Finance. Approval is not guaranteed; amounts, fees and terms depend on eligibility and state law. Nebraska caps payday (delayed deposit) loans at 36% APR.