Payday Loans & Cash Advance in Northeast Lincoln
5501 Holdrege, Suite F
Lincoln, NE 68505
Phone: (402) 464-1522
| Monday - Saturday | 9:00 AM - 7:00 PM |
|---|---|
| Sunday | Closed |
Approval not guaranteed. Requests are reviewed and lenders may verify your information.
Advanced Cash at 5501 Holdrege, Suite F, is a Lincoln check cashing and short-term loan office on the northeast side of town. Our customers come in for payday loans, cash advances, paycheck advances, and check cashing, and our team helps each visitor sort out which option makes sense. Payday Express, the family of stores that Advanced Cash is part of, has been in business since 1997.
If you need payday loans in northeast Lincoln or a cash advance for a short stretch between paychecks, you can begin with a quick online request. You can also walk in during business hours and talk through your situation face to face. Our staff will tell you plainly what to expect, including the fact that approval is not guaranteed.
Services at 5501 Holdrege, Suite F
The services below are available at our Holdrege Street office, and each one comes with a short explanation of what to expect.
Payday Loans
Payday loans at this office are delayed deposit services licensed by the Nebraska Department of Banking and Finance, with an APR cap of 36% since Initiative 428 passed in November 2020. Approval is not guaranteed, and we review each request before we respond.
Cash Advance
A cash advance can bridge the gap until your next paycheck arrives. We will show you the full cost before you agree, so there are no surprises later.
Check Cashing
Payroll, personal, government, insurance, and tax refund checks are all welcome here. We never hold your check for a set number of days, and we cash checks even when your bank is closed.
Paycheck Advance
A paycheck advance gives you part of your next paycheck before it arrives, and you repay it from that check. Bring your check stub so we can confirm your pay schedule.
Wire Transfers, Money Orders & Bill Pay
You can send wire transfers, buy money orders, and pay bills at this location, which is handy for busy weeks.
Get cash in 3 steps
- 1
Step 1: Send a short online request or stop by Advanced Cash at 5501 Holdrege during business hours.
- 2
Step 2: We look over your request. Starting a request online does not require a hard credit check to see your options, and your score is not affected by checking them, but lenders may verify information and check credit.
- 3
Step 3: If you are approved, take your cash home from the counter the same day.
What to bring
- Check Stub
- Bank Statement
- Valid ID
- Checking Account
- Valid Driver's License
- A Job
Questions about a specific check or document? Call (402) 464-1522 before you come in.
Why northeast Lincoln families come to Advanced Cash
Our Holdrege Street office is built around convenience and respect. We stay open later than a bank, so you can handle your cash needs after your shift ends. We do not hold your checks for a set number of days, and we will explain every step so you always know where your request stands.
You do not need to make a decision on the spot. Take a few minutes to look over the terms, ask any questions you have, and then choose the option that fits your budget best.
- Open Monday through Saturday, 9 AM to 7 PM
- Check cashing even when your bank is closed
- Staff who take time to answer your questions
- Your personal information stays private unless you give consent to share it
Nebraska payday loan regulations explained simply
Payday loans in Nebraska are classified as delayed deposit services, and the Nebraska Department of Banking and Finance is responsible for licensing them. Voters approved Initiative 428 in November 2020, which set a 36% APR cap on these loans. Any payday loan that exceeds the cap is void, so the limit applies to every borrower.
The cap is set on the annual rate, so it helps to look at the total amount you will repay and the due date together. Our staff can walk you through both numbers before you agree to anything.
To review the rules or look up licensing details, go to the Nebraska Department of Banking and Finance.
Serving Holdrege Street and surrounding neighborhoods
People from Northeast Lincoln, University Place, Bethany, and East Campus often stop by our office on the way to work or school. If you are coming from one of those areas, sending your request online first can save time when you arrive. Call ahead to confirm the store is open for the day you plan to visit.
If you are coming from across town, a quick look at your schedule before you leave can help you pick a time when the counter is less busy and you have room for a relaxed conversation.
Checking the cost and exploring other options
Before you borrow, ask us for the total amount you will repay and the exact date it is due. Keep your borrowing small and make sure you can cover the repayment from your next paycheck without falling behind on other bills. If a short-term loan does not fit, several other paths may work better for you.
- Talk to your creditors about a payment plan or a revised due date
- Ask a credit union about a small-dollar loan
- Contact local assistance agencies for help with essential expenses
Writing down your monthly income and expenses is a practical first step. Once you can see the gap clearly, it becomes much easier to decide whether a short loan is the right tool or whether a different plan will carry you through.
Northeast Lincoln FAQ
Can I get a payday loan near Holdrege Street today?
You can send a short online request today or visit our office at 5501 Holdrege during business hours. Approval is not guaranteed, and we review every request before making a decision.
Where can I get a cash advance in northeast Lincoln?
Advanced Cash at 5501 Holdrege, Suite F, offers cash advances for customers from Northeast Lincoln, University Place, and Bethany. Call (402) 464-1522 to confirm today's hours first. Our staff can also help you plan what to bring.
Do you do a hard credit check?
Checking your options through a short online request does not involve a hard credit check, and it will not affect your score. Lenders in our network may still verify information and check credit as part of the review. We will explain the review in plain terms if you ask.
Is approval guaranteed?
No, approval is never guaranteed. Every request is reviewed, and we will tell you what happens next as clearly as we can.
What do I need to bring with me?
Bring a check stub, a recent bank statement, a valid ID, your checking account information, your valid driver's license, and details about your job. Having these items on hand helps the visit go smoothly.
How does the payday loan process work here?
You start with a short request, either online or in person, and our team reviews it. If the request is approved, you can pick up your cash in the store the same day.
Other stores near Northeast Lincoln
See all Payday Express, Advanced Cash and Express Pawn locations
Ready for a payday loan or cash advance in Northeast Lincoln? Start a request online or call the store.
Payday loans are short-term loans regulated in Nebraska by the Nebraska Department of Banking and Finance. Approval is not guaranteed; amounts, fees and terms depend on eligibility and state law. Nebraska caps payday (delayed deposit) loans at 36% APR.