Payday Loans & Cash Advance in Midtown Omaha
101 South 39th Street
Omaha, NE 68131
Phone: (402) 551-7100
Email: [email protected]
| Monday - Friday | 9:00 AM - 7:00 PM |
|---|---|
| Saturday | 9:00 AM - 4:00 PM |
| Sunday | Closed |
Approval not guaranteed. Requests are reviewed and lenders may verify your information.
Turn that check into cash at our 39th Street store, where the Payday Express team has been serving Omaha families since 1997. Midtown is busy, and we are set up for people who are commuting, shopping, and working long days. Drop by on your way home to cash a check, talk through a payday loan, or start a request online and finish the details in person. A short visit is often enough to get your answers and your cash.
Many customers come to us for payday loans Midtown and nearby neighborhoods, while others need a cash advance for a bill that lands before payday. Either way, we explain each step as we go, so there are no surprises at the counter. If you are unsure which service fits, bring the bill or check you are dealing with and we will help you sort it out.
Services at 101 South 39th Street
Below are the services our 39th Street team offers, so you can find the right fit before you walk through the door.
Payday Loans
Nebraska payday loans carry a 36% APR cap set by Initiative 428. Approval is not guaranteed, so review the terms carefully and compare them with your other options before you agree to a loan.
Cash Advance
A cash advance can bridge a short gap between paychecks. Ask our staff how repayment is scheduled so the date lines up with your calendar and your pay dates.
Check Cashing
Cash payroll, personal, government, insurance, and tax refund checks here. We do not hold your check for a number of days, and we can cash it when your bank is closed for the day.
Paycheck Advance
Get part of your upcoming paycheck early when you qualify. Bring your latest pay stub so our team can review the details with you and explain what to expect.
Wire Transfers, Money Orders & Bill Pay
We offer wire transfers, money orders, and bill pay at the counter. Ask about the cost of each service before you complete it, and keep your receipt for your records.
Get cash in 3 steps
- 1
Step 1: Start a short secure request online, or stop by the 39th Street counter during open hours with your questions in hand.
- 2
Step 2: We review your request. Seeing your options does not involve a hard credit check, though lenders may verify details and check credit during their review.
- 3
Step 3: When you are approved, collect your cash in store the same day, or walk out with your check already cashed.
What to bring
- Check Stub
- Bank Statement
- Valid ID
- Checking Account
- Valid Driver's License
- A Job
Questions about a specific check or document? Call (402) 551-7100 before you come in.
Why Midtown customers choose Payday Express
A visit to our 39th Street store fits around a busy schedule. We stay open later on weekdays than many banks, so you can stop in after work and still get your business done. Our long-running slogan says it best: turn that check into cash.
Many Midtown customers want a clear answer without a long wait. Our team focuses on the details that matter to you, including the amount you need, the date you can repay, and the way your paycheck arrives.
- Monday to Friday, 9 AM to 7 PM, and Saturday, 9 AM to 4 PM
- No hold on your check for a set number of days
- Check cashing available when your bank is closed
- Service with a smile, whether you need a quick check cashed or a longer talk
- Your information is private and is not shared without your knowledge and consent
Nebraska payday loan rules in plain English
Nebraska calls payday loans delayed deposit services. The Nebraska Department of Banking and Finance licenses these services, and you can learn more at the department website.
Initiative 428, approved by voters in November 2020, sets the rule. Since then, delayed deposit loans in Nebraska have been capped at 36% APR, and any loan that goes above the cap is void. Know the APR before you borrow, and ask us to show you where it appears on your paperwork.
Because a delayed deposit loan is repaid on a set date, it helps to read the repayment schedule before you accept the money. If anything is unclear, ask our team to explain it in simple terms.
Serving Midtown and nearby neighborhoods
Our 39th Street store is a convenient stop for people in Midtown, Blackstone, Dundee, and Gifford Park. If you work or shop near Dodge Street, you can plan a quick visit between errands, or come in on a lunch break if your schedule allows.
Looking for a cash advance near Midtown? Our counter welcomes walk-ins during open hours, and you can start a request online before you arrive so your visit moves faster.
Residents of Gifford Park and Dundee, and people who commute through Blackstone, can use the same counter for check cashing, money orders, and bill pay. Bring the documents you need and we will point you to the right service.
What it costs and smarter alternatives
Ask for the total amount you will repay and the due date before you sign. Borrow only what you can repay on your next payday, and set a reminder so the date does not sneak up on you.
A few questions are worth asking at the counter. How is the repayment collected? What happens if the due date gets close and your budget has changed? Are there other costs tied to the service you pick? Write the answers on your copy so you can compare them with other offers.
Other options may be worth comparing first:
- Ask the company you owe whether it offers a payment plan
- Check whether your credit union has a small-dollar loan program
- Contact local nonprofits or community agencies about emergency help
Midtown Omaha FAQ
Can I get a payday loan in Midtown today?
You can start a short secure request online or visit our 39th Street counter during open hours. Approval is not guaranteed, and each request is reviewed before anything is decided. Having your paperwork ready helps the review move along.
Where can I get a cash advance near Dodge Street?
Our 39th Street store serves Midtown and the Dodge Street corridor with cash advances and check cashing. Call (402) 551-7100 to ask what we can do for you today. Our staff can also explain the repayment schedule before you decide.
Do you do a hard credit check?
Starting a request to see your options does not mean a hard credit check. Lenders may still verify your information and check your credit during their review, so ask us what to expect.
Is approval guaranteed?
No. Each request goes through a review, and we are not able to promise a result before that review is finished. If the answer is no, we can walk you through other choices.
What do I need to bring?
Plan to bring a check stub, a bank statement, a valid ID, your checking account information, and details about your job. If you have a recent pay stub, bring that as well.
What are your hours?
This store is open Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 4 PM. We are closed on Sundays, so call to confirm today's hours if you plan to visit late in the week.
Other stores near Midtown Omaha
See all Payday Express, Advanced Cash and Express Pawn locations
Ready for a payday loan or cash advance in Midtown Omaha? Start a request online or call the store.
Payday loans are short-term loans regulated in Nebraska by the Nebraska Department of Banking and Finance. Approval is not guaranteed; amounts, fees and terms depend on eligibility and state law. Nebraska caps payday (delayed deposit) loans at 36% APR.