Payday Loans & Cash Advance on North 72nd Street
2906 North 72nd Street
Omaha, NE 68134
Phone: (402) 926-2273
Email: [email protected]
| Monday - Friday | 9:00 AM - 7:00 PM |
|---|---|
| Saturday | 9:00 AM - 4:00 PM |
| Sunday | Closed |
Approval not guaranteed. Requests are reviewed and lenders may verify your information.
Our North 72nd Street store at 2906 North 72nd Street gives Benson and North Omaha neighbors a local counter for everyday money needs. Payday Express has been in business since 1997, and this location is run with the same plain-spoken approach you would expect from the rest of the family. If you are searching for payday loans Benson residents turn to between paychecks, you can start a request online or stop in during business hours to talk it through face to face.
Customers from Keystone, Irvington, and the Maple Street corridor can reach us just as easily. Whether you need to cash a check today or want to learn how a cash advance in Omaha works, bring your questions. Our staff will answer them in plain language before you decide anything.
Services at 2906 North 72nd Street
Here is a quick look at what the North 72nd Street counter handles, with the details you should know before you come in.
Payday Loans
Payday loans from this location are delayed deposit services regulated in Nebraska, with an annual percentage rate that cannot exceed 36%. Approval is not guaranteed, so treat every request as a review rather than a promise of funds.
Cash Advance
A cash advance is a short-term option for when a bill is due before your next check arrives. Compare the repayment date against your budget, and ask the team to go over the full terms before you accept any money.
Check Cashing
Bring in payroll, personal, government, insurance, or tax refund checks and we will cash them at the counter. We do not hold your checks for a particular number of days, and we can help you after your bank has already closed for the day.
Paycheck Advance
A paycheck advance lets you draw part of a paycheck you have already earned. Bring your latest check stub, and the staff will look at your pay details with you before anything is decided.
Wire Transfers, Money Orders & Bill Pay
Wire transfers, money orders, and bill pay are available for everyday money tasks. Ask the team to confirm the details of each service before you start, so you know exactly what you are getting.
Get cash in 3 steps
- 1
Start a short secure online request, or walk into our North 72nd Street counter during posted hours.
- 2
Lenders in our third-party network review each request, verifying details and checking credit as part of the process. Looking at your options first does not involve a hard credit check.
- 3
Approved requests can be picked up in cash at our counter the same day.
What to bring
- Check Stub
- Bank Statement
- Valid ID
- Checking Account
- Valid Driver's License
- A Job
Questions about a specific check or document? Call (402) 926-2273 before you come in.
Why Benson and Irvington neighbors pick this counter
People choose this counter for a simple reason: they want a clear answer from staff who explain the next step. Evening hours give you room to visit after a shift, and the doors open later than a bank.
Many visitors also appreciate that the team talks through each choice rather than rushing you toward a signature.
- Open 9 AM to 7 PM Monday through Friday.
- Open 9 AM to 4 PM on Saturday, with Sundays closed.
- Your check is not held for a particular number of days when you cash it.
- Your personal details are kept private, and nothing is shared without your knowledge and consent.
- Friendly service with a smile, from people who take your questions seriously.
Nebraska payday loan rules, explained simply
Nebraska regulates payday loans as delayed deposit services, and the Nebraska Department of Banking and Finance is the agency that licenses them. Voters passed Initiative 428 in November 2020. Under that measure, the APR on these loans is capped at 36%, and a loan above the cap is void. Knowing the cap in advance helps you compare costs with other options you may have.
For the official rules and licensing details, visit ndbf.nebraska.gov.
Serving Benson and the surrounding neighborhoods
Our counter welcomes people from Benson first, and it also serves Keystone, Irvington, and the Maple Street corridor. If you are closer to a different location, our locations page lists every store with its address and hours.
Bring a friend or a family member along if you want a second set of ears during the conversation. Two people often remember the details better than one. Plan the visit around your schedule, and bring a list of questions so nothing gets missed.
Know the total before you commit
Ask for the full repayment amount and the due date before you agree to any loan. Plan to repay from your next paycheck, and only borrow what fits your budget after your regular bills are covered. If repayment looks tight, speak with your creditor first, since they may be able to adjust the timing. Keep the payment date on your calendar so it does not sneak up on you.
- Ask a creditor about a payment plan or a revised due date.
- Compare a small-dollar loan from a credit union with the terms you have been offered here.
- Look into local assistance agencies that help with utility bills, rent, and food.
- Write down every bill and due date for the next month so you can see the full picture.
North 72nd Street FAQ
Can I get a payday loan in Benson today?
You can start a request today and walk in during business hours at our North 72nd Street store. Approval is not guaranteed, and the review can take some time, so plan ahead and keep your documents close. Staff can also explain what the review involves.
Where can I get a cash advance near Benson?
Our store is at 2906 North 72nd Street in Omaha, and it serves Benson, Keystone, Irvington, and the Maple Street corridor. Call the store to confirm today's hours before you head over. Ask the staff for directions from Benson if you need them.
Do you do a hard credit check?
Looking at your options online does not involve a hard credit check, and checking your options will not affect your score. Lenders in our third-party network may still check credit and verify details during their review. Ask our team to show you where to start.
Is approval guaranteed?
No, we cannot promise approval. Each request gets a full review, and you should be prepared for either outcome before you plan around the money. That mindset helps you plan a backup.
What do I need to bring?
Bring your recent check stub, a bank statement, a valid ID, the checking account you use, a valid driver's license, and the details of your job. A complete set of documents makes the review smoother. Staff can tell you whether anything else is needed.
What are your hours?
Walk-in visits follow the posted schedule: weekdays 9 AM to 7 PM, Saturdays 9 AM to 4 PM, and Sundays we are closed. Hours can change for holidays, so confirm before a special trip.
Other stores near North 72nd Street
See all Payday Express, Advanced Cash and Express Pawn locations
Ready for a payday loan or cash advance in North 72nd Street? Start a request online or call the store.
Payday loans are short-term loans regulated in Nebraska by the Nebraska Department of Banking and Finance. Approval is not guaranteed; amounts, fees and terms depend on eligibility and state law. Nebraska caps payday (delayed deposit) loans at 36% APR.